By completing the form you agree for Finamply Mortgages to contact you to discuss your requirements. Full details on how we process your personal data and your rights as a data subject can be found in our privacy policy.
Expert Mortgage Advice in branches, over the phone, online, or by appointment in your own home
Compare Thousands of Mortgage Rates
Secure Low Fixed Rate Mortgages
Free, No Obligation Quotes
Save Money, Time And Hassle
Compare Mortgage Rates
Compare remortgage rates from 90+ lenders
We will search over 90 lenders and 12,000 mortgages so you can compare personalised rates and get the perfect deal.
The Bank of England is expected to increase the Base Rate soon - which means lenders may increase interest rates and repayments may become more expensive.
Some lenders have started to increase their rates already.
This means that you could save money by securing a lower rate now - even if your current deal doesn't finish for up to 6 months.
Don’t miss out! Find out how much you could save.
Speak to one of our mortgage experts for a no obligation quote.
© Finamply Mortgages 2023. All rights reserved.
88%
Based on 468 reviews
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
There may be a fee for our advice and service. The actual amount you pay will depend on your circumstances. The fee is typically £998.
*Representative example: If you borrow £255,000 over a 25 year term on a fixed interest rate of 4.41% for the first 2 years, followed by 7.65% variable for the remaining term, your monthly payments for the initial 2 years will be £1,408.51. Representative APRC of 7.3% variable. The total amount of interest and capital you'll repay over the term of the loan will be £553,892.20. This example includes £1,124 of fees in total, which may be payable to the lender or to Finamply.
Finamply Mortgages Limited is an appointed representative of Mortgage Advice Bureau Limited and Mortgage Advice Bureau (Derby) Limited which are authorised and regulated by the Financial Conduct Authority. Finamply Mortgages Ltd. Registered Office: 1 The Links, Herne Bay, Kent, CT6 7GQ. Registered in England Number: 10785015
Compare & Save On Remortgage Deals
- Compare the UK's Leading Lenders
- Secure Low Fixed Rates - Now
- Free, No Obligation Quotes
- Save Money, Time and Hassle
Your property may be repossessed if you do not keep up repayments on your mortgage. There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances. The fee is up to 1%, but a typical fee is 0.3% of the amount borrowed.
3 Great Reasons
To Remortgage
Bespoke Mortgage Advice - Every Step Of The Way
Secure A Better Deal
You may be paying more on your existing remortgage than you should. Secure a lower Fixed Rate by switching mortgage providers.
Release Funds
Access additional cash by releasing money from your home for home improvements & renovations, a 2nd home deposit, or even a holiday!
Consolidate Debts
Pay off high-interest expensive debts (e.g. credit cards, personal loans, or overdrafts) with a debt consolidation remortgage.
Review Your Mortgage Now
Want to discuss your mortgage options?
Can't find the answers you need below? Speak to one of our experts today, we're happy to help!
The Bank of England is expected to increase the Base Rate soon - which means lenders may increase interest rates and repayments may become more expensive.
Some lenders have started to increase their rates already.
This means that you could save money by securing a lower rate now - even if your current deal doesn't finish for up to 6 months.
Don’t miss out! Find out how much you could save.
Speak to one of our mortgage experts for a no obligation quote.
Review Your Mortgage Now
The Bank of England could change the Base Rate at any time - which means lenders may increase interest rates and repayments may become more expensive.
Some lenders have started to increase their rates already.
This means that you could save money by securing a lower rate now - even if your current deal doesn't finish for up to 6 months.
Don’t miss out! Find out how much you could save.
Speak to one of our mortgage experts for a no obligation quote.
Review Your Mortgage Now
FAQs
What is a home mover mortgage?
Home mover mortgages are specifically designed for clients who are moving home. Some may have a free valuation, offer cashback or an offer of free legal fees. Shopping around to get the best deal could save you thousands.
Can you change mortgage when you move?
What is ‘porting’ a mortgage?
Can you ‘port’ a mortgage to a less expensive house?
How much can I borrow?
The main things that dictate how much a person or couple can borrow is income and their current credit commitments. All lenders have different ways to calculate what someone can borrow. To find out the maximum mortgage you may be able to secure, contact Finamply's advisers for a no-obligation assessment.
How much deposit do I need?
What insurance do I need for a mortgage?
What Should I Do if I’m Coming to the End of My Fixed Rate?
If you’ve got 6 months left on a fixed rate, and you don’t want to pay an ERC (Early Repayment Charge) to switch to a new rate now, you can fix a deal 6 months in advance of the end of your rate with most lenders - this is possible as most mortgage offers are valid for 6 months. That way, if rates continue to decrease between now and then you can look at switching to a lower rate in that time. On the other hand, if rates continue to increase you’ll have secured your rate and won’t be affected by any impending rate increase in that time. A win-win in any outcome.
I Have a Year Left on My Fixed Rate – Should I act now or wait?
For those in a fixed rate with a year left or longer, wondering whether it’s worth paying an ERC (early repayment charge) to tie in for a new deal now - rather than reviewing in 6 - 9 months’ time when rates may have increased - you need to take into consideration the costs of this decision, the ERC percentage and other associated fees the lender may have for clearing the loan early.
It's best to speak to a broker if you’re in this situation. They’ll be able to establish whether the savings you’ll make by switching to a new deal early are worth the ERCs.
Can I pay my mortgage off early?
Bespoke Mortgage Advice
Every Step Of The Way
Discuss Your Options
Speak to a friendly, expert Adviser about your unique mortgage needs.
Compare Deals
We'll search thousands of products to find you the perfect mortgage
Submit Your Application
Your Adviser and Case Manager will complete your application and liaise with the lender.
Support Your Journey
We'll secure your mortgage and can help find you solicitors, insurance and protection cover to complete your mortgage journey.
You may have to pay an early repayment charge to your existing lender if you end your current mortgage early.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances. The fee is up to 1%, but a typical fee is 0.3% of the amount borrowed.
By completing the form you agree for Finamply Mortgages to contact you to discuss your requirements. Full details on how we process your personal data and your rights as a data subject can be found in our privacy policy.
Monday to Friday - 8:30am to 8pm
Saturday - 8:30am to 6pm
Sunday - 10am to 4pm
Get in Touch
